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| Option 1: Mounted Bard
| | option 1: fighter 1 |
| * Road Halfling, Bard 2, Folk Hero
| | * fighting style: defense |
| * Attributes: str 10, dex 16, con 14, int 8, wis 10, cha 16 | | * second wind |
| * HP 17, AC 15 | | * proficiency: shield, martial weapons (lance, light crossbow, whip, scimitar/shortsword) |
| * Proficiencies: dex saves, cha saves, acrobatics, animal handling, perception, stealth, survival | | * AC +3 (18) |
| * Equipment (200gp): 25gp, rapier (25gp), sling (5gp), studded leather (45gp), riding dog (40gp), hide barding (40gp), carpenter's tools (8gp), pan flute (12gp)
| | * HP +8 (32) |
| * level 1: bard 1: | | option 2: bard 4 |
| * level 3: bard 3: college of lore, cutting words, bonus proficiencies (perception, deception, intimidation), expertise (animal handling, athletics)
| | * feat: mounted combat |
| * level 4: bard 4: feat (mounted combat)
| | * second level spells +1 (3) |
| * level 5: bard 5 | | * spells known +1 (7) |
| * level 6: bard 6: magical secrets (counterspell, find steed)
| | * AC +0 (15) |
| * level 7: fighter 1: dueling, second wind | | * HP +7 (31) |
| * level 8: bard 7 | |
| * level 9: bard 8: cha or dex +2 | |